ATLANTA OFFICE UPDATE: We will be closing our Atlanta office at 12PM daily for the remainder of the week (August 18-21). The ATM will remain fully operational, and all calls will roll to one of our open offices. We will communicate additional updates as we can, and we apologize for any inconvenience.
BUSINESS

Commercial Financing


a handshakea handshake
icon of a briefcase with a dollar sign denoting commercial financing

Commercial Financing

The First Carolina Bank Commercial Financing team is made up of experienced commercial bankers who deliver personalized solutions. Our model features local decision-making with an emphasis on rapid turnaround. Additionally, First Carolina’s treasury management platform enables us to work with and seamlessly transition complex setups, all while providing client-centered service.

First Carolina Bank Commercial Financing Client Profile:

  • Well-capitalized operating and manufacturing companies with seasoned management teams
  • Generally located in the Bank’s four-state geographical footprint of North Carolina, South Carolina, Georgia, and Virginia

Loan Types:

  • Owner-Occupied – Office, Medical, and Manufacturing Facilities
  • Lines of Credit – Accounts Receivable, Inventory, and Capex Financing
  • Term Loans
  • Letters of Credit
  • Management Buyouts and Recap Financing
  • Equipment and Vehicle Lending

Business Checking Account

If you're looking for a no-hassle checking account for business use, we have just the product for you!

Helpful Resources